Cash-on-Cash Return Calculator

Calculate your annual return on actual cash invested in the property

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Cash-on-Cash Return Calculator

Calculate your annual return on actual cash invested in the property

Cash-on-Cash Return Calculator

Calculate your annual return on actual cash invested in the property

Input Values

Purchase Price?

Total purchase price of the property

Down Payment (%)?

Percentage of purchase price as down payment

Down Payment ($)?

Cash down payment amount

Closing Costs?

Total closing costs and fees

Income & Financing

Monthly Rent?

Expected monthly rental income

Monthly Mortgage (P&I)?

Monthly principal and interest payment

Operating Expenses

Property Tax (Annual)?

Annual property tax

Insurance (Annual)?

Annual property insurance

HOA Fee (Monthly)?

Monthly HOA or condo fees

Maintenance (Annual)?

Annual maintenance and repairs

Management Fee (%)?

Property management as % of rent

Vacancy Rate (%)?

Expected vacancy as % of rent

Results

Cash-on-Cash Return?

Annual cash flow divided by total cash invested. Measures the efficiency of your cash investment.

6.91%

Fair - Moderate returns

Annual Cash Flow?

Net cash flow after all expenses including mortgage

$3,800

$317/month

Total Cash Invested?

Down payment plus closing costs

$55,000

Simple Payback Period?

Time to recover initial investment through cash flow (assumes constant cash flow, no rent growth or appreciation)

174 months

14.5 years

Total Annual Expenses?

All expenses including mortgage payments

$26,200

87.33% of rent

Understanding Cash-on-Cash Return

• 12%+ = Excellent, outstanding returns
• 8-12% = Good, above-average performance
• 5-8% = Fair, moderate returns
• 0-5% = Below average, low returns
• Negative = Losing money annually

Cash-on-Cash measures your return on actual cash invested, making it ideal for comparing leveraged investments.

Ready to put your calculations to work?

Cash-on-Cash Return Calculator - Doorvest